Gambling payment gateway

What the gateway does

• Routing. Each transaction is sent to the acquirer or PSP with the best expected approval rate and cost for that card BIN, country, currency and amount, using your own approval history rather than a static table.
• Cascading. A soft decline is retried automatically on the next processor in the route before the player sees a failure. On gambling traffic this is where most of the approval-rate gain comes from.
• Local methods. Pix in Brazil, where it took 42% of e-commerce in 2025 against 41% for cards; UPI in India, which processed 24.5 billion transactions in August 2026; Interac e-Transfer in Canada, around 1.6 billion transfers in 2025; SEPA Instant across the euro area, mandatory for every PSP to send and receive within ten seconds since 9 October 2025, with verification of payee. Plus open banking, vouchers and e-wallets per market.
• Crypto rails. Stablecoin and coin deposits and withdrawals through the same cashier, with address screening.
• Dispute control. Visa's VAMP threshold for merchants dropped from 2.2% to 1.5% on 1 April 2026, measured as fraud reports plus disputes over settled card-not-present transactions, with an $8 fee per disputed transaction and a three-month grace period on a first breach. Mastercard's programme triggers at 1.5% and 100 chargebacks a month. The gateway tracks both ratios per merchant account daily, applies 3-D Secure and velocity rules per route, and alerts before a threshold, not after.
• Reconciliation and reserves. One ledger across processors, settlement matching, and tracking of rolling reserves, which on gambling accounts run from 10% to 25% of volume held for months.

Cost, honestly

Low-risk merchants pay 1.5% to 3%. Published ranges for gambling merchants run from 2.5% to 8% depending on licence, volume and history, and some offshore PSPs charge above that. The gateway's own fee is small next to those; its value is measured in the approval-rate points it recovers and in keeping the acquirers you have. A tier-one licence (Isle of Man, Gibraltar, an EU licence) is what moves you from the top of that range to the bottom; no gateway can substitute for it.

Integration

Built into our casino and sportsbook platforms; available standalone by API to an operator on another platform. Hosted checkout or your own cashier UI. PCI DSS scope stays with the gateway and the processors; your platform never touches card numbers. Onboarding to new processors is handled by our payments team, including the application packs that high-risk acquirers require.

Frequently asked